Last Updated: May 2025 At PinjamGo, we are committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services. By accessing or using PinjamGo, you agree to the terms outlined in this Privacy Policy. 1. Information We Collect We may collect the following types of personal information: Personal Information Full name Phone number Email address Identification details Financial and employment information Technical Information IP address Browser type Device information Website usage data Cookies and tracking data 2. How We Use Your Information Your information may be used for the following purposes: Processing loan-related inquiries and applications Verifying identity and eligibility Providing customer support Improving our website and services Communicating updates and application status Preventing fraud and unauthorized activities Complying with legal and regulatory requirements 3. Information Sharing We may share your information with: Financial institutions and loan providers Service providers assisting with application processing Regulatory authorities when required by law Technology and security partners for system protection We do not sell or rent your personal information to third parties. 4. Data Protection & Security We implement appropriate technical and organizational measures to protect your personal data from: Unauthorized access Data misuse Loss or theft Alteration or disclosure While we strive to use commercially acceptable security measures, no online transmission or storage system can be guaranteed to be completely secure. 5. Cookies & Tracking Technologies Our website may use cookies and similar technologies to: Improve website functionality Analyze website traffic Enhance user experience Remember user preferences Users may disable cookies through their browser settings, although some website features may not function properly. 6. Data Retention We retain personal information only for as long as necessary to: Fulfill service purposes Meet legal obligations Resolve disputes Enforce agreements When information is no longer required, it will be securely deleted or anonymized. 7. Your Rights Depending on applicable laws, you may have the right to: Access your personal information Request correction of inaccurate data Request deletion of your information Withdraw consent for data processing Request restriction of processing Requests may be subject to verification and applicable legal requirements. 8. Third-Party Services Our website may contain links or integrations with third-party websites or services. PinjamGo is not responsible for the privacy practices, content, or security of third-party platforms. Users are encouraged to review third-party privacy policies separately. 9. Children's Privacy Our services are intended only for individuals aged 18 years and above. We do not knowingly collect personal information from minors. 10. Updates to This Policy PinjamGo reserves the right to modify or update this Privacy Policy at any time. Any changes will be posted on this page with the updated revision date. Continued use of the website constitutes acceptance of the updated policy. 11. Contact Us If you have any questions regarding this Privacy Policy or your personal information, please contact us: Email: support@pinjamgo.com 12. Governing Law This Privacy Policy shall be governed and interpreted in accordance with the laws and regulations applicable in Malaysia.